:root{
  --itas-teal-900:#002768;
  --itas-teal-700:#0B3A85;
  --itas-gold-500:#D9A441;
  --itas-gold-600:#C08F32;
  --itas-alert-700:#A6291D;
  --itas-alert-800:#8A2116;
  --itas-alert-100:#FBEAE7;
  --itas-alert-border:#F0C6BE;
  --itas-surface:#FFFFFF;
  --itas-text:#16211F;
  --itas-text-muted:#51625F;
  --itas-border:#DCE4E2;
  --itas-radius:10px;
  --itas-max:640px;
}

.itas-fraud *,
.itas-fraud *::before,
.itas-fraud *::after{
  box-sizing:border-box;
}

.itas-fraud *{margin:0; padding:0;}

.itas-fraud{
  font-family:'IBM Plex Sans', -apple-system, Helvetica, Arial, sans-serif;
  color:var(--itas-text);
  -webkit-font-smoothing:antialiased;
}

.itas-fraud h2,
.itas-fraud h3{
  font-family:'Fraunces', Georgia, serif;
  line-height:1.15;
  color:var(--itas-teal-900);
  letter-spacing:-0.01em;
}

.itas-fraud p{line-height:1.6; margin-top:12px;}
.itas-fraud p:first-child{margin-top:0;}

.itas-fraud button{font-family:inherit; cursor:pointer;}

.itas-fraud a{color:var(--itas-teal-700);}

.itas-fraud button:focus-visible,
.itas-fraud a:focus-visible{
  outline:3px solid var(--itas-gold-500);
  outline-offset:2px;
}

@media (prefers-reduced-motion: reduce){
  .itas-fraud *{animation:none !important; transition:none !important;}
}

/* ---------- Overlay & modal shell ---------- */

.itas-fraud__overlay{
  position:fixed;
  inset:0;
  z-index:99999;
  background:rgba(0,15,40,0.6);
  display:flex;
  align-items:center;
  justify-content:center;
  padding:20px;
  opacity:0;
  visibility:hidden;
  transition:opacity 0.2s ease;
}

.itas-fraud__overlay.is-open{
  opacity:1;
  visibility:visible;
}

.itas-fraud__modal{
  position:relative;
  width:100%;
  max-width:var(--itas-max);
  max-height:88vh;
  overflow-y:auto;
  background:var(--itas-surface);
  border-radius:14px;
  box-shadow:0 24px 60px rgba(0,10,40,0.35);
  transform:translateY(14px);
  transition:transform 0.2s ease;
}

.itas-fraud__overlay.is-open .itas-fraud__modal{
  transform:translateY(0);
}

/* ---------- Header band ---------- */

.itas-fraud__header{
  position:relative;
  background:var(--itas-teal-900);
  background-image:linear-gradient(135deg, var(--itas-teal-700), var(--itas-teal-900));
  color:#FFFFFF;
  padding:30px 56px 26px 28px;
  border-radius:14px 14px 0 0;
}

.itas-fraud__kicker{
  display:inline-block;
  background:rgba(217,164,65,0.16);
  border:1px solid rgba(217,164,65,0.4);
  color:var(--itas-gold-500);
  font-size:13px;
  font-weight:500;
  padding:5px 12px;
  border-radius:999px;
  margin-bottom:14px;
}

.itas-fraud__header .itas-fraud__title{
  font-size:clamp(1.4rem, 4.2vw, 1.75rem);
  font-weight:700;
  color:#FFFFFF;
}

.itas-fraud__close{
  position:absolute;
  top:18px;
  right:18px;
  width:34px;
  height:34px;
  border-radius:50%;
  border:1px solid rgba(255,255,255,0.4);
  background:rgba(255,255,255,0.08);
  color:#FFFFFF;
  font-size:18px;
  line-height:1;
  display:flex;
  align-items:center;
  justify-content:center;
}

.itas-fraud__close:hover{background:rgba(255,255,255,0.18);}

/* ---------- Body ---------- */

.itas-fraud__body{padding:26px 28px 8px;}

.itas-fraud__body p{color:var(--itas-text); font-size:0.98rem;}

.itas-fraud__body strong{color:var(--itas-teal-900);}

/* ---------- Tactics list ---------- */

.itas-fraud__label{
  display:block;
  margin-top:22px;
  font-weight:600;
  color:var(--itas-alert-800);
  font-size:0.95rem;
}

.itas-fraud__tactics{
  list-style:none;
  margin-top:12px;
  display:grid;
  gap:10px;
}

.itas-fraud__tactics li{
  background:var(--itas-alert-100);
  border:1px solid var(--itas-alert-border);
  border-left:4px solid var(--itas-alert-700);
  border-radius:0 8px 8px 0;
  padding:12px 16px;
  font-size:0.95rem;
  color:var(--itas-text);
}

/* ---------- Consequence callout ---------- */

.itas-fraud__callout{
  margin-top:22px;
  background:var(--itas-teal-900);
  color:#EFF5F4;
  border-radius:var(--itas-radius);
  padding:20px 22px;
  display:flex;
  gap:16px;
  align-items:flex-start;
}

.itas-fraud__callout-icon{
  font-size:1.6rem;
  line-height:1;
  flex-shrink:0;
}

.itas-fraud__callout p{
  margin-top:0;
  color:#C9DBDA;
  font-size:0.93rem;
}

.itas-fraud__callout strong{color:#FFFFFF;}

.itas-fraud__closing{
  margin-top:20px;
  font-weight:600;
  color:var(--itas-teal-900);
}

/* ---------- Footer ---------- */

.itas-fraud__footer{
  padding:20px 28px 26px;
  display:flex;
  flex-wrap:wrap;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  border-top:1px solid var(--itas-border);
  margin-top:22px;
}

.itas-fraud__dismiss-check{
  display:flex;
  align-items:center;
  gap:8px;
  font-size:0.88rem;
  color:var(--itas-text-muted);
}

.itas-fraud__dismiss-check input{width:16px; height:16px;}

.itas-fraud__btn{
  display:inline-block;
  background:var(--itas-gold-500);
  color:var(--itas-teal-900);
  font-weight:600;
  font-size:0.98rem;
  padding:12px 26px;
  border-radius:8px;
  border:1px solid var(--itas-gold-500);
  transition:background 0.15s ease;
}

.itas-fraud__btn:hover{background:var(--itas-gold-600); border-color:var(--itas-gold-600);}

/* ---------- Mobile ---------- */

@media (max-width: 480px){
  .itas-fraud__header{padding:24px 48px 20px 20px;}
  .itas-fraud__body{padding:20px 20px 4px;}
  .itas-fraud__footer{padding:18px 20px 22px; flex-direction:column; align-items:stretch;}
  .itas-fraud__btn{text-align:center;}
  .itas-fraud__callout{flex-direction:column;}
}